Defined Contribution Services
Building healthy qualified retirement plans that minimize risk and maximize participant outcomes
Navigating the Complexities of Pension Plans
You face a myriad of challenges as the administrator of your company’s defined benefit plan— funding liabilities, shifting regulations, escalating costs, and longer life expectancies, just to name a few. Addressing these challenges is essential for minimizing the impact on your company’s financials.
Our retirement plan consultants understand the intricacies of managing active, frozen, and terminating plans, and work closely with you to develop a course of action to mitigate risk, reduce costs, and drive better results.
- Plan diagnostic and goals assessment
- Investment policy statement development
- Comprehensive portfolio management services
- Risk transfer consulting and portfolio de-risking strategies
- Funding monitoring and gap analysis
- Plan termination analysis
- Vendor searches, evaluation, monitoring, and benchmarking
Increased Fiduciary Protection
We can serve as your Outsourced Chief Investment Officer (OCIO), co-fiduciary, or fiduciary investment manager, assuming some or all of the responsibility for selecting and monitoring your plan’s investments. We’ll help you determine which level of delegation is right for you based on your plan committee’s investment knowledge, preferred involvement, and risk exposure.
Streamlined Execution and Coordination
Our finance, HR, and benefits teams have many responsibilities as they take care of the company and its employees. We coordinate and help execute all the investment and administrative tasks related to your defined benefit plan—giving them more time for their other priorities.
Cost Efficiencies
Between the Pension Benefit Guaranty Corporation (PBGC) premiums, investment fees, and third-party vendors, the cost to maintain your defined benefit plan can quickly add up. We analyze your current fee structure to identify cost-saving opportunities without sacrificing value. These cost reductions can decrease the time it takes to fully fund or terminate your plan, potentially saving years in plan administration.
Explore all of our Retirement Plan Consulting services
Defined Benefit Plans
Our retirement plan consultants understand the intricacies of managing active, frozen, and terminating defined benefit plans. They work closely with you to develop a course of action to mitigate risk, reduce costs, and drive better results.
Defined Contribution Services
With increasing attention focused on fiduciary roles and responsibilities, maintaining a sound retirement plan is more important than ever before. We help you measure five critical dimensions of plan success to increase your plan’s effectiveness and the retirement readiness of your employees.
Nonqualified Plan Management
We work with your board of directors, HR, and executive compensation teams to develop powerful nonqualified plan solutions that positively impact your recruitment, retention, and bottom line.
The Cerity Partners Pooled Employer Plan
A retirement plan benefit, without the retirement plan hassle. Provide a retirement plan benefit for your employees, that also makes sense for your business.
Employee Stock Ownership Plans
Implementing and growing successful ESOPs that drive employee engagement through an active ownership culture.
Let’s Collaborate with Us!
Whatever you want to do, do it without limits with GestInvest.
To find out more about investing with us and the long-term perspective we bring please get in touch with our team.
